What Should You Look Out For When Getting Teen Auto Insurance?

There are many things you should think about when you are purchasing teen auto insurance. Many things you should think about are paying annually, the type of car your teen is driving, adding a named driver, and more.

Finding cheap auto insurance can be difficult. So your teenager finally got their driver’s license and you now need to find them good insurance. There is a Pass Plus exam that is offered right now. The Pass Plus is an intensive driver’s training course that is aimed at teens and new drivers becoming better drivers. When a teenager passes this exam you will automatically receive a 35% discount on your auto insurance. This is a big deal because teenagers are very expensive to put on your insurance.

The car your teenager drives will make a big difference to what your premiums are for them also. You can find the lists on the Internet which cars are the most expensive to insure and which cars are the cheapest to insure. If the car is not on the highest stolen list then it will be cheaper to insure for your teen. The theory is that the cheaper the car is then the cheaper the teen auto insurance will be.

Although you are looking for cheap auto insurance you also need to realize you must have the appropriate coverage for your child. Statistics show that teenagers have more accidents than adults because they have less experience driving. This is a proven fact. If your child is in an accident you should be sure that your insurance will cover the damages your teen may have done to the other vehicle. You don’t want to have an insurance claim that you cannot afford to pay and your insurance didn’t cover. Be sure of all of the coverage you have opted for your child. Don’t be looking for only the cheapest because this might put you in a bad position.

If you have a teenage daughter then you are in a little bit of luck. It is proven that girls and women get in less accidents then teenage boys and men. Because of this statistic, females are cheaper to insure. However, just because of the gender doesn’t mean that the insurance will remain at a low rate.

Maintaining a low auto insurance rate for your teenager also means that they are driving without being pulled over for traffic violations. The first ticket is usually a freebie and your teenager will be sent to defensive driving school. That is of course if the violation is something simple like speeding. Your rates will begin to drop every six months as your child drives without any tickets on their license. If your teenager begins to get tickets and pulled over then your insurance rates will begin to increase and you may not be able to afford to insure them.

When you are looking for cheap auto insurance for your teenager you need to think about many things. Consider the type of car your teenager will be driving and be sure your teenager is driving responsibly not getting pulled over.

by: Kian Chew Chong

Mazda BT-50 gets facelift

Mazda has given its BT-50 pickup truck a minor change and announced that the new model will help it achieve a total pickup truck sales of 12,700 in 2008, up from 11,000 units in 2007.

Produced at the AutoAlliance Thailand (AAT) plant in Rayong, the BT-50 is also exported to 130 global markets from Thailand. The facelifted BT-50 maintains its sporty appeal, with the new design adding a more dynamic and robust look.

There is a new front pentagonal grille, along with new front bumpers, multi-reflector headlights and turning lights. Meanwhile, the rear lights are larger and come with chrome trim. The side profile is highlighted by a new wheel fender kit, as well as 15-inch or 16-inch 5-spoke wheels. There are 11 colours to choose from as well.

Mazda Sales Thailand Co Ltd marketing director Sureethip La-ongthong says that the company will focus on two-wheel-drive pickup models this year. As much as 97 per cent of Mazda pickup truck sales are made up of two-wheel-drive models, while the remaining 3 per cent are four-wheel-drive models for fleet customers.

"Previously the ratio between two- and four-wheel-drive models was 85/15, but presently the popularity of thr four-wheel-drive models have grown," she daid.

Sureethip said the company will emphasize on the 4x2 2.5-liter and 3.0-liter models, with prices starting at Bt489,000 foi the standard cab and Bt541,000 for the Freestyle cab. The 4x2 Hi Racer starts at Bt602,900 and the 4-door model at Bt612,900.

Mazda is also planning to spend Bt20 million for a countrywide roadshow to 12 provinces from March to June. Caravans of the BT-50 and Mazda3 will be shown along with special activities including special stunt shows, concerts, games and prizes. Sureethip said the automobile market should finish the year at 650,000 units, and Mazda plans to sell 16,000 units, which is approximately 2.5 per cent of the market.

by: Kittipong Unparsert